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Free 30-Day Tool by Darrell Thompson

Where Does Your Money Really Go?

You can't fix what you can't see. Thirty seconds a day for 30 days, and you'll know exactly where every dollar goes, what it's costing you, and how to free up money you didn't know you had.

Log in 30 secondsAmount, category, need or want, and how you felt. That's it.
Real reportsHousing, transportation, and savings checks, money leaks, emotional spending, and day-of-week patterns.
Fixes that payYour fixes ranked by dollar impact, a 12-month projection, and a real spending plan on Day 30.

Start Your 30 Days

Free. Takes about two minutes to set up.

🔒Your numbers never leave your device. Everything you log is saved privately in this browser. Darrell only receives your name and email.

Why Tracking Comes First

The First Stage of Financial Freedom

Most people guess where their money goes, and most people guess wrong. Small purchases disappear. Bills creep up. Feelings make decisions that a plan never would.

The average American household spent about $6,545 a month in 2024, and housing (33.4%) and transportation (17.0%) took more than half of it, according to the U.S. Bureau of Labor Statistics. This tracker shows you how your numbers compare, where your leaks are, and what to change first.

Step 1 of 2

Your Monthly Income

Use your take-home pay: what actually lands in your account after taxes. Not sure of the monthly number? Enter one paycheck and how often you're paid.

This counts toward your savings rate.
Your monthly take-home: $0
Step 2 of 2

Your Monthly Bills

Enter the bills that hit every month. Leave anything that doesn't apply blank. Day-to-day spending like gas, groceries, and eating out gets logged as you go.

Anything Else That Repeats Monthly
Optional

Your Money Personality

If you've taken the Money Personality Assessment, choose your type so your reports include advice that fits you.

Log Spending

Today

Today's Entries

Your Setup

Income and Bills

Got a raise, a new bill, or entered something wrong? Update your setup anytime. Your logged entries stay put.

Back Up Your Data

Keep Your 30 Days Safe

Your entries live only in this browser. If you clear your browser history or switch devices, they won't follow you. Download a backup every week or so, and restore it on any device.

All Entries

Everything You've Logged

Start Over

Reset the Tracker

This permanently deletes your setup and every entry on this device. Download a backup first if you want to keep them.

Educational tool only. Not financial, tax, or investment advice. Guidelines shown are common rules of thumb, not requirements; your situation may differ. Household spending averages: U.S. Bureau of Labor Statistics, Consumer Expenditures 2024. © 2026 Right Side of Money. R$M® is a registered trademark.