RSM Accountability Program Level 3: Total Accountability emblem
$3,499
RSM Accountability Program
14-Week Verified Program · The Highest Level

Level 3: Total Accountability

$3,499
14 weeks. A standing weekly 1:1 check-in with Darrell. An automatic report after every week. 4 verified scoreboards. Payment plan available.

Building wealth is one skill. Keeping it, controlling it, protecting it, and passing it on are four more, and almost nobody is taught them. Level 3 is fourteen weeks of total accountability for the whole picture: a foundation that holds, a written structure for who decides and who owns what, layered protection against the risks that wipe families out, and a legacy plan your family can actually carry. When you finish, nothing about your money is left unexplained, unwritten, or unprotected.

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RSM Accountability ProgramLevel 3: Total AccountabilityReady for Whatever ComesDarrell ThompsonRSM Accountability ProgramLevel 3: Total AccountabilityReady for Whatever ComesDarrell Thompson
Why Level 3 Exists

Wealth Doesn't Fail From a Lack of Money.

It fails from a lack of structure. A lawsuit nobody planned for. A disability nobody insured against. A business partner with no written agreement. A spouse who doesn't know where anything is. Heirs who inherit money but none of the discipline that built it. Most family wealth is gone by the third generation, and it's almost never because they didn't earn enough.

Level 3 closes every one of those gaps. You'll start by proving your foundation is solid, then write down exactly who owns what, who decides what, and who has access to what. You'll stress-test your protection against real scenarios, build your document and beneficiary map, and prepare the people who come after you to receive wealth without being ruined by it.

Level 3 stands on its own. If you haven't done Levels 1 and 2, the Foundation weeks cover the essentials you need. Every phase ends with a scoreboard Darrell reviews personally, and progress is measured by the Total Accountability Index and your net worth, from baseline to graduation.

Apply for Level 3
What You'll Prove in 14 Weeks

Every Gap Closed. All of It Verified.

✓
A foundation that holds: a verified snapshot of your income conversion, reserves, debt, and net worth, plus a written Operator Rulebook you live by
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Ownership and control on paper: a full map of what you own, who controls it, and who decides, with gaps found and fixed
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A wealth constitution: the written rules your money runs by, with enforcement, so decisions don't depend on mood or pressure
✓
Decision authority and continuity: a decision authority matrix and an incapacity plan, so nothing stops if you can't act
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Layered protection: a risk register, coverage review, and protection layers stress-tested against real scenarios, including fraud
✓
Documents and beneficiaries mapped: every key document, every beneficiary, and your professional team, inventoried and current
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Heirs prepared, not entitled: a legacy definition, an heir readiness plan, and earned-access rules
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Governance and transfer: a family charter, a conflict protocol, a transfer map, a succession plan, and a 12-month plan
How It Works

14 Weeks. 4 Phases. Every Phase Verified.

Each week has a focused teaching, a Mindset Drill that confronts the thinking behind your decisions, a Field Assignment that produces written rules and frameworks you'll actually use, a daily proof log, and a required Accountability Log. The moment you submit your weekly log, a written report goes to Darrell and to you automatically, so every check-in starts from the facts. At the end of each phase you submit a scoreboard, and the next phase stays locked until Darrell verifies it.

FOUNDATION · WEEKS 1-2

Total Accountability Foundation

  • The Foundation Audit
  • The Operator Rulebook
  • The Foundation Scoreboard
MODULE 1 · WEEKS 3-6

Wealth Architecture and Ownership Control

  • Ownership vs. Control
  • Wealth Requires Rules
  • Decision Authority
  • Access, Incentives, and Entitlement
  • The Architecture Scoreboard
MODULE 2 · WEEKS 7-10

Wealth Protection and Risk Transfer

  • Risk Is Not Optional
  • Risk Transfer
  • Layered Protection
  • Legal, Financial, and Personal Shields
  • The Protection Scoreboard
MODULE 3 · WEEKS 11-14

Legacy Transfer and Continuity

  • Legacy Is Not Inheritance
  • Preparing Heirs Without Creating Dependence
  • Governance, Family Councils, and Conflict
  • Transfer Structures
  • The Legacy Scoreboard + your graduation review
The Total Accountability IndexEight measures scored 0 to 100, from income conversion and reserves to protection in place, governance, and mindset, plus your net worth, tracked from baseline to graduation.
Four Verified ScoreboardsEvery framework, every proof log, and your evidence, reviewed by Darrell at the end of each phase. Partial completion isn't accepted.
Weekly 1:1 Check-InsFourteen 30-minute check-ins with Darrell at a standing time you choose. One student, one coach, every week.
Automatic Weekly ReportsSubmit your weekly log and a written report on your numbers, your work, and your own words goes to Darrell and to you instantly.
34 Built-In WorksheetsFill-in worksheets with live calculators and 4 daily proof logs right inside every lesson. They save as you type.
The Strike PolicyEvery deadline is posted from day one. Miss two and your program pauses until you recommit. Total accountability means no one chases you.
Verified CertificateGraduate with a Certificate of Verified Completion, a before-and-after Results Report, a transfer map, and a 12-month plan.
Your Total Accountability WorkbookYour rulebook, constitution, protection map, document inventory, family charter, and every log, in one place to print or keep for life.

Educational program only. Not financial, investment, tax, legal, insurance, or estate planning advice, and no insurance is sold through this program. Level 3 teaches you what to put in place and what to ask your attorney, CPA, and insurance professional; it doesn't draft legal documents or recommend specific products. Results depend on the work you put in.

Everything Included

What $3,499 Gets You

14
Weekly 1:1 check-ins with Darrell30 minutes at a standing time you choose. Darrell has read your report before every call.
14
Automatic weekly reportsGenerated the moment you submit your weekly log and emailed to Darrell and to you. Nothing waits for someone to write it up.
14
LessonsFoundation, ownership, rules, decision authority, access, risk, risk transfer, layered protection, shields, legacy, heirs, governance, and transfer.
34
Built-in worksheetsYour rulebook, ownership and control map, wealth constitution, risk register, protection layers, document map, family charter, transfer map, and more.
4
Daily proof logsFoundation, decision authority, protection actions, and legacy transfer, logged inside your lessons and counted automatically.
4
Verified scoreboardsReviewed personally by Darrell. Every framework, every log, and your evidence. Verified work unlocks the next phase.
8
Written reports and feedbackA Progress Report after every scoreboard, plus Darrell's personal written feedback on each one.
8
Measures in your Total Accountability IndexTracked with your net worth from baseline to graduation, so the change is on the record.
1
Total Accountability Workbook for lifeEverything you build in one place, plus your Results Report, certificate, transfer map, and 12-month plan.

How Level 3 Compares

Typical High-End Coaching PackageRSM Level 3
Price$3,000 to $5,000$3,499
Live time with your coachA set number of sessions14 weekly 1:1 check-ins, one student at a time
Between callsEmail supportDaily proof logs, weekly Accountability Logs, and an automatic report Darrell reads before every check-in
ScopeUsually one area: budgeting, debt, or investingFoundation, ownership and control, protection, and legacy, all in one program
Your workDiscussed on calls34 worksheets and 4 logs, submitted and verified at 4 scoreboards
ProgressVaries by coachTotal Accountability Index and net worth, measured from baseline to graduation
AccountabilityYour coach checks inPosted deadlines, strikes, and gates that don't open without verified proof
What you keepYour notesTotal Accountability Workbook, family charter, transfer map, Results Report, certificate, and a 12-month plan

Typical package based on published 2026 financial coaching price guides, where high-end six-month packages commonly run $3,000 to $5,000 for a set number of sessions with email support.

Is Level 3 Right for You?

Built for People Who Want Nothing Left to Chance.

Level 3 is for you if

  • You've built something, or you're building it, and you want it controlled, protected, and passed on
  • You have a family, a business, property, or people who depend on your decisions
  • You don't know who would decide for you, or what would happen, if you couldn't act tomorrow
  • You want your heirs ready to receive wealth, not ruined by it
  • You want proof, not another seminar

Level 3 isn't for you if

  • You're living paycheck to paycheck or missing payments (start with Level 1)
  • You want someone to draft your will or sell you a policy
  • You aren't willing to put your rules and your plan in writing and submit evidence
  • You want someone to remind you and chase you
Level 3 stands on its own. You don't have to complete Levels 1 or 2 first. The Foundation weeks cover what you need, and your application is reviewed before enrollment. Level 2 graduates who move up within 60 days receive their full $2,497 Level 2 investment as credit toward Level 3.

Not sure Level 3 is the right level for you? Take the free Readiness Assessment and get your placement in 5 minutes.

Darrell Thompson
Your Coach

Darrell Thompson

Darrell is a retired United States Marine, the founder of Right Side of Money, a College Adjunct Professor, a California licensed real estate professional, a licensed insurance producer, and the author of Creating A Wealth Building Mindset, 2nd Edition.

He does not teach theory. He teaches what he has personally lived, built, invested in, and proven in the real world. Everything in this program comes from a life spent learning and applying financial truth the hard way and then dedicating himself to making sure nobody else has to go through it without the right foundation.

In the Marine Corps he learned that a standard is only real when it's inspected, and that discipline matters most when things are going well. As a licensed insurance producer, he's also seen what happens to families when protection and planning are left for later. Level 3 is built on both lessons: nothing is assumed, everything is written, and every standard gets checked.

When Darrell teaches it, he has lived it. That is the difference.

Apply for Level 3

Complete your application below. You'll go to a secure payment page to complete your $3,499 enrollment. If you choose a payment plan or you're a Level 2 graduate applying your credit, Darrell will contact you within 24 hours instead. Once payment is confirmed, Darrell sends your Headquarters access within 24 hours.

Your information is kept private and never sold.